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一 |     Jimmy Buffett, the singer and songwriter of "Margaritaville" and dozens of other beachy soft-rock songs, has died at 76 years old, according to a statement posted on his website and social media channels. "Jimmy passed away peacefully on the night of September 1st surrounded by his family, friends, music and dogs," the statement said. "He lived his life like a song till the very last breath and will be missed beyond measure by so many." The statement included a photo of Buffett dressed casually and sitting in a boat out on the water. 

     A cause of death was not revealed. 

    

pic.twitter.com/hQ7BwPJFVz— Jimmy Buffett (@jimmybuffett) September 2, 2023

        

    

Buffett only ever had one pop hit, "Margaritaville," but his music earned him generations of devoted fans and led to a business empire that made him one of America's wealthiest celebrities.                 Buffett started as a country singer and street performer in New Orleans, Louisiana. In 2017, CBS Sunday Morning's Tracy Smith and Buffett traveled to the area's French Quarter together, where Buffett said that the city was integral to his career. "Those years being here really were formative years for me, and it made me a better professional player so I thought I could make that leap and all of this was my training ground for all of that," he said, adding that he thinks his success "probably would not have happened" if not for New Orleans. Buffett spent decades touring after the success of "Margaritaville," and he used the commercial clout and the support of his rabid "Parrotheads," or fans, to merchandise his music, open a chain of Margaritaville resorts and restaurants, and launch a lifestyle brand. According to Forbes, Buffett's net worth was over a billion dollars, and his concerts have reportedly grossed more than a million dollars a night.  Buffett continued to tour until 2023. His last tour date, listed on his website, is a performance in San Francisco on May 6, 2023. About two weeks later, he cancelled upcoming late May tour dates in South Carolina. At the time, Buffett said he was hospitalized for "some issues that needed immediate attention."                       "Growing old is not for sissies, I promise you," he wrote at the time. Buffett is survived by his wife, Jane Slagsvol, two daughters, Savannah Jane and Sarah Delaney, and son Cameron Marley.                                  

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。      北京8月14日电 题：总量合理、结构向优——透视7月金融数据  记者吴雨、任军  中国人民银行8月14日发布了7月主要金融统计数据：社会融资规模存量同比增长7.4%，广义货币（M2）余额同比增长7.7%，人民币贷款余额同比增长5.1%……一系列数据展现出金融总量合理增长，信贷供给充足。信贷资金主要流向了哪些领域？如何理解主要数据变化？  中国人民银行当日发布的金融统计数据显示，7月末，我国社会融资规模存量为463.27万亿元，同比增长7.4%；M2余额为355.51万亿元，同比增长7.7%。  “社融规模存量、M2等金融总量保持合理增长，同比增速均继续高于名义GDP增速，说明社会融资条件整体是比较宽松的。”北京大学光华管理学院院长田轩说，社会融资规模涵盖贷款、债券、股票等多种融资方式，M2的创造也包括银行发放贷款、增持债券、向企业和居民净结汇等方式。这两项指标分别从资产和负债等不同角度，较为全面地反映了金融总量的变化。  今年以来，债券融资增长较多，推动社融规模持续较快增长。前7个月企业债券数据表现突出，企业债券净融资2.52万亿元，同比多1.1万亿元。  “近些年，多层次资本市场建设提速，债券融资、股票融资、私募股权投资等渠道显著拓宽，企业对传统银行贷款的依赖度正逐步降低。”田轩说。  在总量平稳增长的同时，信贷结构也在持续优化。数据显示，前7个月，我国企（事）业单位贷款增加11万亿元，其中中长期贷款增加5.32万亿元，占比近五成。

二 |   具体来看，金融“活水”流向哪些领域？中国人民银行的一组数据或能给出答案：  7月末，普惠小微贷款余额38.19万亿元，同比增长9%，不含房地产业的服务业中长期贷款余额61.94万亿元，同比增长9.3%，均高于同期各项贷款增速。  结构优化的背后，是结构性货币政策工具不断发力显效。  今年以来，中国人民银行新创设结构性货币政策工具，还完善了部分存量政策要素，扩大工具规模和支持范围，不断激励引导金融机构加大对重点领域的金融支持力度。  今年1月，中国人民银行新设1万亿元民营企业再贷款，激励引导地方法人金融机构支持中小微民营企业。7月末，民营企业再贷款余额约8000亿元。  中国人民银行发布的2026年第二季度中国货币政策执行报告显示，二季度末，地方法人金融机构中小微民营企业贷款余额约15万亿元，惠及市场经营主体约250万户。

三 | 上半年，地方法人金融机构新发放中小微民营企业贷款加权平均利率较去年同期下降40个基点。  金融助力民营企业蓬勃发展，折射出一系列金融举措正为经济持续向新向优创造适宜的货币金融环境。  对此，中国人民银行提供的另一组数据可以印证：6月末，支持做好金融“五篇大文章”的结构性货币政策工具余额4.6万亿元；科技贷款、绿色贷款、普惠贷款、养老产业贷款、数字经济产业贷款分别同比增长12.6%、14.5%、7.8%、23.5%、15.1%，均高于同期全部贷款增速。  西南财经大学中国金融研究院副院长董青马认为，下一步，要继续发挥好货币信贷政策的激励引导作用，不断提升金融服务实体经济的能力和效果。同时，加强与财政、产业等政策协同，共同为实体经济发展营造更优的金融环境。  在金融精准滴灌的同时，综合融资成本也在持续下降。今年以来，我国贷款利率保持低位水平，7月延续低位运行态势。  记者从中国人民银行了解到，7月份，企业新发放贷款加权平均利率略低于3%，比上年同期低约0.2个百分点；个人住房新发放贷款加权平均利率约3.1%，与上年同期基本持平。  “利率是资金供求关系的价格信号，贷款利率呈现下行态势，表明信贷投放已较为充分。”光大证券固定收益首席分析师张旭说，随着明示企业贷款综合融资成本工作持续推进，企业融资成本更加透明，有助于进一步减轻经营主体融资负担，促进社会综合融资成本低位运行。  业内人士认为，随着新动能加速培育，金融机构将深挖细分市场有效需求。在融资渠道更加丰富、资源配置更加优化、金融适配性不断增强的背景下，宏观政策协同发力效果将进一步显现，金融需求有望持续稳步释放。

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